MyCareCost
Price Intelligence
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Negotiation tools included
or $150/year (save 17%)
See CMS quality data directly alongside prices. Know which hospitals offer the best value - not just the lowest cost.
CMS 1-5 star overall hospital ratings
Hospital readmission rates by condition
Healthcare-associated infection rates
Survival rates for major procedures
Patient satisfaction from HCAHPS surveys
All metrics combined into a simple A-F grade
Answer the question you actually care about: "What will I pay?" Enter your insurance details and get accurate out-of-pocket estimates.
Input deductible, coinsurance, OOP max, HSA balance, and track progress throughout the year
See exactly how much goes to deductible vs coinsurance, and how HSA/FSA covers costs
Compare different hospitals, timing (before/after deductible), and HSA strategies
Most patients don't know they can negotiate medical bills. Our tools give you the data and scripts to do it confidently.
Know how reasonable it is to ask for a discount based on market data
Word-for-word scripts customized with your market comparison data
Printable letters citing local market prices for formal disputes
Self-pay, insured, and prompt-pay negotiation strategies
Generate professional reports showing real price differences between hospitals in your area. Share with HR or your benefits team to make the case for smarter healthcare spending.
Show that the same procedure costs 3–10x more at one hospital than another in the same metro
Clean, shareable PDFs suitable for presenting to HR or benefits administrators
Rank hospitals by price and CMS quality ratings to identify the best-value providers
Whether you're a self-funded employer looking at reference-based pricing, or an employee who wants to show HR the savings from choosing lower-cost providers, these reports give you the documentation to back it up. All data comes from hospital-published prices mandated by CMS.
We accept all major credit cards (Visa, Mastercard, American Express) through our secure payment processor, Stripe.
Yes! You can cancel your subscription at any time. You'll continue to have access until the end of your billing period.
Absolutely. We never store personal health information. Your searches and saved items are encrypted and only accessible to you.
All pricing data comes directly from hospital-published price transparency files, required by federal law. We update this data regularly to ensure accuracy.
Join thousands of patients making informed decisions about their care.
About the Insurance Cost Estimator: The out-of-pocket cost estimator and HSA/FSA guide are informational tools that use hospital pricing data and the plan details you provide. MyCareCost does not have access to your insurance company's data, specific negotiated rates, or coverage details. All estimates are approximate and should not be considered a guarantee of cost, a quote, or a pre-authorization. Always contact your insurance provider for official cost estimates before making healthcare decisions.