MyCareCost

Compare and Negotiate Healthcare Pricing
Self-Funded Employers

See exactly how much you can save on hospital spend

The same procedure can cost 3–10x more at one hospital than another in the same city. We make that variance visible — and turn it into projected savings for your plan.

Same Knee Replacement — Same Metro

Hospital A

$16,200

vs

Hospital B

$58,700

With similar CMS quality ratings. That's $42,500 per case your plan doesn't need to pay.

Why This Matters

Hospital Price Variance Is Your Biggest Lever

Self-funded employers absorb the full cost of hospital claims. The 3–10x price variance between hospitals in the same market means you're likely overpaying on a significant portion of your spend — without knowing it.

8–18% Spend Reduction

Conservative modeling shows self-funded plans can reduce hospital spend by 8–18% through informed provider steerage — even at a modest 20% steerage rate.

No Claims Data Needed

Our utilization-based models work with just your employee count and plan states. No claims integration, no HIPAA complexity, no months-long onboarding.

Quality + Price Together

We don't just find the cheapest hospital. Every recommendation includes CMS quality and safety ratings so you steer to value, not just low cost.

What You Get

From Raw Data to Actionable Savings

We aggregate pricing data from 5,000+ hospital price files and turn it into tools your benefits team can use immediately.

Projected Annual Savings

Enter your employee count and plan states — get a realistic dollar estimate of annual savings using CMS/HCUP utilization benchmarks and a conservative 20% steerage rate.

Provider Steerage Recommendations

See which hospitals in each market deliver the best value — ranked by price and CMS quality ratings. Know exactly where to steer employees for the biggest per-case savings.

Category-Level Savings Breakdown

Understand where your spend is concentrated. See savings potential broken down by Orthopedics, Imaging, GI, Cardiology, and other high-cost categories.

Hospital Value Rankings

Compare every hospital in your markets on price and CMS quality combined. Identify the facilities that deliver the most value — not just the lowest price.

Utilization-Based Modeling

No claims data required to get started. Our models use CMS/HCUP utilization benchmarks to project realistic savings based on your headcount and geography.

Reference-Based Pricing Data

Access the actual published prices hospitals are required to disclose — gross charges, cash rates, and negotiated ranges — to inform plan design and negotiations.

Platform Capabilities

Everything Your Benefits Team Needs

Whether you're evaluating a steerage strategy, building a reference-based pricing plan, or presenting savings projections to your CFO — we provide the data.

Flat-fee pricing. No per-employee charges. No referral commissions. No PHI collected.

  • Projected annual savings based on employee count and plan geography
  • Named best-value providers with per-case savings estimates
  • Category-level spend breakdown (Ortho, Imaging, GI, Cardiac, etc.)
  • Hospital rankings by price + CMS quality composite score
  • Reference-based pricing data for plan design and negotiation
  • Market percentile benchmarks (p25, median, p75, p90)
  • Exportable reports for CFO and benefits committee presentations
  • No claims data, no PHI, no lengthy onboarding — start in minutes

Getting Started

From First Look to Projected Savings in Minutes

1

Enter Your Details

Tell us your employee count and which states your plan covers. No claims data, no lengthy intake forms. We use CMS/HCUP utilization benchmarks to model your expected procedure volume.

2

See Your Savings

Get projected annual savings, broken down by procedure category. See the hospitals driving the most variance and the specific best-value providers in each market.

3

Take Action

Use our data to inform steerage programs, negotiate with providers, design reference-based pricing plans, or build employee-facing price comparison tools.

Where the Data Comes From

Every price on our platform is pulled from hospital-published machine-readable files mandated under the CMS Hospital Price Transparency Rule. This is the only pricing data required by federal law, published by hospitals themselves, and verifiable by anyone.

5,000+

Hospitals tracked

50

States covered

3–10x

Typical price variance

0

PHI collected

We show gross charges, discounted cash prices, and published negotiated rate ranges. Savings projections use CMS/HCUP utilization data with a conservative 20% steerage rate. Actual results depend on plan design and employee engagement.

Use Cases

How Self-Funded Employers Use Our Data

Provider Steerage

Identify best-value hospitals and build incentive programs that reward employees for choosing high-quality, lower-cost options.

Reference-Based Pricing

Use hospital-published prices to set reimbursement caps or negotiate provider agreements with real market data.

Benefits Committee Reporting

Generate exportable reports showing price variance across your markets, savings opportunities, and provider value rankings.

Employee Price Transparency

Give employees a tool to compare hospital prices before scheduling care — embedded in your benefits portal or as a standalone link.

Professional account

Free trial and how to create your account

Self-funded employer workspaces include a 14-day free trial. You choose a plan first, then create your partner credentials as part of checkout.

  1. 1Open Pricing below and pick Starter or Growth.
  2. 2Enter your organization name, contact name, work email, password, and employee count (optional). Complete secure checkout. Your card is collected at signup but not charged until the trial ends.
  3. 3After checkout, use Partner sign in. Select “Self-Funded Employer” as the partner type and sign in with the email and password you used.

The trial is 14 days with full dashboard access for your tier. You can cancel before the trial ends to avoid charges.

Pricing

Simple, flat-fee plans

No per-employee charges. No referral commissions. Start with a 14-day free trial — cancel anytime before the trial ends.

Starter

$199/mo

For HR leaders exploring steerage strategies at a single-location employer

  • Up to 500 employees
  • Savings projections with steerage modeling
  • Provider value rankings by procedure
  • Market percentile benchmarks
  • CSV export for benefits committee
Most Popular

Growth

$449/mo

For benefits teams managing multi-state plans with deeper reporting needs

  • Everything in Starter
  • Up to 2,500 employees
  • Multi-state filtering and modeling
  • Category-level savings breakdowns
  • PDF summary reports for board presentations
  • Adjustable steerage rate modeling
  • Priority support

Enterprise

Custom

For large employers and multi-entity organizations with complex plan structures

  • Everything in Growth
  • Unlimited employees
  • Dedicated account manager
  • Custom onboarding and training
  • Employee-facing price comparison tool
  • API access for benefits portal integration
  • SLA + priority support

All plans include a 14-day free trial. Your card is collected at signup but not charged until the trial ends. Flat-fee pricing — no per-employee charges.

Ready to see your projected savings?

15 minutes — tell us your employee count and plan states, and we'll show you where the savings are.

Erik Saltsgaver · Founder, MyCareCost ·